| Feature | Coinbase One Card | Gemini Credit Card |
|---|---|---|
| Type | Credit | Credit |
| Cashback | Up to 4% | Up to 4% |
| Monthly fee | $4.17 | Free |
| FX fee | 0% | 0% |
| Available in US | Available | Available |
| Available in UK | Not available | Not available |
| Available in EEA | Not available | Not available |
| Our score | 6.8 | 6.4 |
We haven’t written a full comparison for this pair yet — open each review for sourced details.
Head-to-heads built from verified data, with a verdict for each type of user.
People who spend on the card every month and want the rewards to outweigh the fees.
No-fee cardsLight or occasional spenders, where any fixed fee would cancel out the rewards.
Virtual cardsOnline shoppers and anyone who wants to start spending the day they are approved.
Crypto credit cardsPeople who want a credit line or crypto rewards on card spending without topping up a balance first.
Crypto debit cardsPeople who want to spend crypto without applying for credit, or who can’t get a crypto credit card where they live.
Bitcoin rewards cardsBitcoin savers who want everyday spending to stack sats instead of earning an exchange token.
Self-custody cardsWallet users who don’t want an exchange holding their coins.