We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Head-to-head
| Feature | Revolut | Wirex | Better |
|---|---|---|---|
| Cashback without staking | Not verified | 0.5% | — |
| Best cashback | Not verified | Up to 8% | — |
| Issuance fee | Free | Free | Tie |
| Monthly fee (entry tier) | Free | Free | Tie |
| FX fee (entry tier) | 1% | Not verified | — |
| Available in US | Not verified | Not available | — |
| Available in UK | Available | Available | Tie |
| Available in EEA | Available | With restrictions | Revolut |
| Network | Not verified | Mastercardsource | — |
| Card type | Debit | Prepaid | — |
| Staking or paid plan for best rate | Not verified | Yes | — |
| Top-up | Free by bank transfer or EEA-issued card; non-EEA or commercial cards may incur a feesource | SEPA free; local card top-up 0% or more depending on currency/countrysource | — |
| Free ATM per month | 5 withdrawals or €200 per rolling month (whichever first), then 2% (min €1)source | 200 EUR/month free, 2% thereaftersource | — |
Built from the verified facts in each review. “Better” is blank when either value is unverified.
Rewards compared
Revolut Card: entry-tier cashback Not verified, best rate Not verified, paid in RevPoints (loyalty points)source.
Wirex Card: entry-tier cashback 0.5%source, best rate Up to 8%source, paid in USDsource. The best rate needs a token stake, holding or paid plan.
Fees compared
Example: you spend $1,000 a month on the entry tier, 20% of it in a foreign currency, and fund the card for free. Yearly result = entry-tier cashback − FX fees − monthly fees × 12.
| Card | Cashback | FX fees | Card fees | Net per year |
|---|---|---|---|---|
| Revolut Card | Can’t calculate: a fee or rate is not verified | |||
| Wirex Card | Can’t calculate: a fee or rate is not verified | |||
Ignores issuance fees, ATM use, caps and token price moves. Fees are in each issuer’s currency for the region shown in the review. Run your own numbers.
Availability
Both issuers require identity verification (KYC). Not legal advice; an issuer can refuse any applicant.
Choose Revolut Card if…
- You live in the EEA, where Revolut Card can be issued and Wirex Card has restrictions.
- You are looking for a card for spending crypto you already hold in the Revolut app.
Choose Wirex Card if…
- You are looking for a card for cashback without a subscription.
FAQ
Which is better, Revolut Card or Wirex Card?
We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Can I get Revolut Card or Wirex Card in the US?
Revolut Card: not verified. Wirex Card: Not available. Availability can change; check the issuer’s site before applying.