A practical way to spend crypto if you already bank with Revolut, with no extra card to manage. If you want cashback in crypto, look elsewhere: Revolut doesn’t publish a cashback rate for card spending.
Score breakdown
How we read the terms: Standard plan in the EEA: no monthly fee, free first card (delivery fee extra). Currency exchange is 0% on weekdays up to €1,000 a month and 1% above that and at weekends; like other cards, we score the higher rate. Cashback is not scored because Revolut rewards card spending with RevPoints, not a percentage.
Not rated yet: verified criteria cover 40% of the weight, and we need 70% to give an overall score. How scores are calculated.
Pros
- Any Revolut card can be switched to pay with crypto
- No exchange fee from Revolut on crypto card payments
- No monthly fee on the Standard plan
- Apple Pay and Google Pay
Cons
- No percentage cashback; rewards are RevPoints, not crypto
- Weekday fee-free exchange is capped at €1,000 a month on Standard, with 1% at weekends
- Crypto exchange fees start at 1.49% on Standard
- Delivery fee for the physical card
Overview
In the EEA the account and card come from Revolut Bank UAB, and crypto services from Revolut Digital Assets Europe Ltd, a MiCA-licensed provider; in the UK crypto is provided by Revolut Ltd. Crypto is held in your Revolut account, not in a wallet you control.
You can switch any existing Revolut card to crypto payments. Revolut charges no exchange fee on these payments, but the exchange rate at the time of payment applies, and each payment counts as a disposal of crypto that may be taxable. The Standard debit card earns 1 RevPoint per €10 spent.
Any Revolut card can be switched to crypto payments: the card then spends a chosen token from the Revolut crypto balance, with no exchange fee from Revolut but at the exchange rate at the point of transaction. Each such payment is a disposal of crypto and may be taxable. Otherwise the card spends fiat balances.source
We haven’t run a hands-on test of this card; this review is based on the issuer’s published documents linked on this page.
Planssource
| Plan | Monthly fee | Cashback | Notes |
|---|---|---|---|
| Standard | €0 | Not verified | 1 RevPoint per €10 (debit); fiat exchange free Mon–Fri up to €1,000/month; crypto exchange fees from 1.49% |
| Plus | €3.99 | Not verified | 1 RevPoint per €10; exchange limit €3,000/month; crypto fees from 1.49% |
| Premium | €8.99 | Not verified | 1 RevPoint per €4; unlimited exchange; crypto fees from 0.99% |
| Metal | €15.99 | Not verified | 1 RevPoint per €2; crypto fees from 0.99% |
| Ultra | €55 | Not verified | 1 RevPoint per €1; crypto fees from 0.49% |
Region: EEA (Ireland).
Fees and limits
- Card issuance (EEA (Lithuania))
- Virtual card free; first physical card free but a delivery fee applies (shown in app before ordering)source
- Monthly fee (EEA (Ireland))
- €0 on Standard; Plus €3.99, Premium €8.99, Metal €15.99, Ultra €55 per month (Ireland)source
- FX fee (EEA (Ireland))
- 0% Mon–Fri within €1,000/month on Standard; 1% fair-usage fee above that; 1% on weekendssource
- Top-up (EEA (Lithuania))
- Free by bank transfer or EEA-issued card; non-EEA or commercial cards may incur a feesource
- Free ATM per month (EEA (Lithuania))
- 5 withdrawals or €200 per rolling month (whichever first), then 2% (min €1)source
Fees are quoted from the issuer’s documents for the region shown. Each “source” link opens the issuer’s page; the wording is quoted in the availability table and in the link’s tooltip.
Is it worth it? Quick math
We can’t do the maths yet: the entry-tier cashback or one of the fees is not verified.
Cashback paid in a volatile token can be worth more or less when you sell it. FX and top-up fees are not included here.
Availability
| Region | Status | What the issuer says |
|---|---|---|
| US | Not verified | The issuer’s documents don’t say Revolut operates in the US, but we couldn’t confirm that crypto card payments are offered there. |
| UK | Available | “Switch to crypto payments on any existing Revolut card, or get an exclusive crypto-inspired design.”source |
| EEA | Available | “Pay with crypto without exchange fees. Switch to crypto payments on any existing Revolut card”source |
By country
Other regions listed by the issuer: EEA, UKsource. Not legal advice; an issuer can refuse any applicant.
How to get the card
- 1Open a Revolut accountDownload the Revolut app and sign up on the free Standard plan.
- 2Verify your identityUpload an ID document and a selfie.
- 3Get a cardUse the free virtual card or order a physical card (delivery fee applies).
- 4Switch to crypto paymentsBuy or transfer crypto into the app, then switch your card to pay with crypto.
Revolut Card: common questions
Can I pay with crypto using a Revolut card?
Yes. Revolut lets you switch any existing card to crypto payments, with no exchange fee from Revolut; the exchange rate at the time of payment applies.
Does the Revolut card pay crypto cashback?
No. Revolut card spending earns RevPoints — 1 point per €10 on the Standard plan — rather than a percentage cashback in crypto.
Alternatives and comparisons
Information only, not financial advice. Crypto assets are volatile. Terms change often — confirm on the issuer’s site before applying.