We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Head-to-head
| Feature | Bybit | Wirex | Better |
|---|---|---|---|
| Cashback without staking | 1% | 0.5% | Bybit |
| Best cashback | Up to 10% | Up to 8% | Bybit |
| Issuance fee | Free | Free | Tie |
| Monthly fee (entry tier) | Free | Free | Tie |
| FX fee (entry tier) | 0.5% | Not verified | — |
| Available in US | Not available | Not available | Tie |
| Available in UK | Not available | Available | Wirex |
| Available in EEA | With restrictions | With restrictions | Tie |
| Network | Mastercardsource | Mastercardsource | — |
| Card type | Debit | Prepaid | — |
| Staking or paid plan for best rate | No | Yes | — |
| Top-up | No top-up (spends from Funding Account); 0.9% crypto conversion fee when paying with cryptosource | SEPA free; local card top-up 0% or more depending on currency/countrysource | — |
| Free ATM per month | €100 then 2%source | 200 EUR/month free, 2% thereaftersource | — |
Built from the verified facts in each review. “Better” is blank when either value is unverified.
Rewards compared
Bybit Card: entry-tier cashback 1%source, best rate Up to 10%source, paid in USDT (bybit.com); EEA: user-selected cashback currencysource.
Wirex Card: entry-tier cashback 0.5%source, best rate Up to 8%source, paid in USDsource. The best rate needs a token stake, holding or paid plan.
Fees compared
Example: you spend $1,000 a month on the entry tier, 20% of it in a foreign currency, and fund the card for free. Yearly result = entry-tier cashback − FX fees − monthly fees × 12.
| Card | Cashback | FX fees | Card fees | Net per year |
|---|---|---|---|---|
| Bybit Card | $120 | −$12 | −$0 | $108 |
| Wirex Card | Can’t calculate: a fee or rate is not verified | |||
Ignores issuance fees, ATM use, caps and token price moves. Fees are in each issuer’s currency for the region shown in the review. Run your own numbers.
Availability
| Region | Bybit | Wirex |
|---|---|---|
| US | Not available | Not available |
| UK | Not available | Available |
| EEA | With restrictions | With restrictions |
Both issuers require identity verification (KYC). Not legal advice; an issuer can refuse any applicant.
Choose Bybit Card if…
- You want cashback without staking — 1% on the entry tier versus 0.5%.
- You can reach the top tier: the best advertised rate is 10%.
- You are looking for a card for everyday spending without a monthly fee.
Choose Wirex Card if…
- You live in the UK, where Wirex Card can be issued and Bybit Card is not offered.
- You are looking for a card for cashback without a subscription.
FAQ
Which is better, Bybit Card or Wirex Card?
We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Can I get Bybit Card or Wirex Card in the US?
Bybit Card: Not available. Wirex Card: Not available. Availability can change; check the issuer’s site before applying.