We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Head-to-head
| Feature | Bybit | RedotPay | Better |
|---|---|---|---|
| Cashback without staking | 1% | Not verified | — |
| Best cashback | Up to 10% | Up to 3% | Bybit |
| Issuance fee | Free | $10 | Bybit |
| Monthly fee (entry tier) | Free | Free | Tie |
| FX fee (entry tier) | 0.5% | 1.2% | Bybit |
| Available in US | Not available | Not available | Tie |
| Available in UK | Not available | Available | RedotPay |
| Available in EEA | With restrictions | With restrictions | Tie |
| Network | Mastercardsource | Visasource | — |
| Card type | Debit | Debit / credit | — |
| Staking or paid plan for best rate | No | No | — |
| Top-up | No top-up (spends from Funding Account); 0.9% crypto conversion fee when paying with cryptosource | Crypto deposit: not stated; 3% (min $1) via credit/debit cardsource | — |
| Free ATM per month | €100 then 2%source | No free allowance: 2% (USD card, up to $10,000/mo, then 3%); 2% HKD cardsource | — |
Built from the verified facts in each review. “Better” is blank when either value is unverified.
Rewards compared
Bybit Card: entry-tier cashback 1%source, best rate Up to 10%source, paid in USDT (bybit.com); EEA: user-selected cashback currencysource.
RedotPay: entry-tier cashback Not verified, best rate Up to 3%source, paid in USDssource.
Fees compared
Example: you spend $1,000 a month on the entry tier, 20% of it in a foreign currency, and fund the card for free. Yearly result = entry-tier cashback − FX fees − monthly fees × 12.
| Card | Cashback | FX fees | Card fees | Net per year |
|---|---|---|---|---|
| Bybit Card | $120 | −$12 | −$0 | $108 |
| RedotPay | Can’t calculate: a fee or rate is not verified | |||
Ignores issuance fees, ATM use, caps and token price moves. Fees are in each issuer’s currency for the region shown in the review. Run your own numbers.
Availability
| Region | Bybit | RedotPay |
|---|---|---|
| US | Not available | Not available |
| UK | Not available | Available |
| EEA | With restrictions | With restrictions |
Both issuers require identity verification (KYC). Not legal advice; an issuer can refuse any applicant.
Choose Bybit Card if…
- You can reach the top tier: the best advertised rate is 10%.
- You often pay in foreign currencies — the entry-tier FX fee is 0.5% versus 1.2%.
- You want to keep fixed card fees as low as possible.
- You are looking for a card for everyday spending without a monthly fee.
Choose RedotPay if…
- You live in the UK, where RedotPay can be issued and Bybit Card is not offered.
- You are looking for a card for stablecoin spending outside the US.
FAQ
Which is better, Bybit Card or RedotPay?
We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Can I get Bybit Card or RedotPay in the US?
Bybit Card: Not available. RedotPay: Not available. Availability can change; check the issuer’s site before applying.