We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Head-to-head
| Feature | Bybit | OKX | Better |
|---|---|---|---|
| Cashback without staking | 1% | 2% | OKX |
| Best cashback | Up to 10% | Up to 10% | Tie |
| Issuance fee | Free | Free | Tie |
| Monthly fee (entry tier) | Free | Free | Tie |
| FX fee (entry tier) | 0.5% | 0% | OKX |
| Available in US | Not available | Not verified | — |
| Available in UK | Not available | Not verified | — |
| Available in EEA | With restrictions | With restrictions | Tie |
| Network | Mastercardsource | Mastercardsource | — |
| Card type | Debit | Prepaid | — |
| Staking or paid plan for best rate | No | Yes | — |
| Top-up | No top-up (spends from Funding Account); 0.9% crypto conversion fee when paying with cryptosource | Not verified | — |
| Free ATM per month | €100 then 2%source | Not applicable — virtual card onlysource | — |
Built from the verified facts in each review. “Better” is blank when either value is unverified.
Rewards compared
Bybit Card: entry-tier cashback 1%source, best rate Up to 10%source, paid in USDT (bybit.com); EEA: user-selected cashback currencysource.
OKX Card: entry-tier cashback 2%source, best rate Up to 10%source, paid in USDGsource. The best rate needs a token stake, holding or paid plan.
Fees compared
Example: you spend $1,000 a month on the entry tier, 20% of it in a foreign currency, and fund the card for free. Yearly result = entry-tier cashback − FX fees − monthly fees × 12.
| Card | Cashback | FX fees | Card fees | Net per year |
|---|---|---|---|---|
| Bybit Card | $120 | −$12 | −$0 | $108 |
| OKX Card | $240 | −$0 | −$0 | $240 |
Ignores issuance fees, ATM use, caps and token price moves. Fees are in each issuer’s currency for the region shown in the review. Run your own numbers.
Availability
| Region | Bybit | OKX |
|---|---|---|
| US | Not available | Not verified |
| UK | Not available | Not verified |
| EEA | With restrictions | With restrictions |
Both issuers require identity verification (KYC). Not legal advice; an issuer can refuse any applicant.
Choose Bybit Card if…
- You are looking for a card for everyday spending without a monthly fee.
Choose OKX Card if…
- You want cashback without staking — 2% on the entry tier versus 1%.
- You often pay in foreign currencies — the entry-tier FX fee is 0% versus 0.5%.
- You are looking for a card for spending USDG stablecoins in the EEA.
FAQ
Which is better, Bybit Card or OKX Card?
We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Can I get Bybit Card or OKX Card in the US?
Bybit Card: Not available. OKX Card: not verified. Availability can change; check the issuer’s site before applying.