We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Head-to-head
| Feature | Binance | Bybit | Better |
|---|---|---|---|
| Cashback without staking | 1.5% | 1% | Binance |
| Best cashback | Up to 3% | Up to 10% | Bybit |
| Issuance fee | Free | Free | Tie |
| Monthly fee (entry tier) | Free | Free | Tie |
| FX fee (entry tier) | Not verified | 0.5% | — |
| Available in US | Not available | Not available | Tie |
| Available in UK | Not available | Not available | Tie |
| Available in EEA | Not available | With restrictions | Bybit |
| Network | Mastercardsource | Mastercardsource | — |
| Card type | Not verified | Debit | — |
| Staking or paid plan for best rate | No | No | — |
| Top-up | No top-up step; 0.9% crypto conversion fee at payment (no conversion fee when paying with BRL; 0% with U)source | No top-up (spends from Funding Account); 0.9% crypto conversion fee when paying with cryptosource | — |
| Free ATM per month | 2 free withdrawals per month, then $1.50 eachsource | €100 then 2%source | — |
Built from the verified facts in each review. “Better” is blank when either value is unverified.
Rewards compared
Binance Card: entry-tier cashback 1.5%source, best rate Up to 3%source, paid in BRLsource.
Bybit Card: entry-tier cashback 1%source, best rate Up to 10%source, paid in USDT (bybit.com); EEA: user-selected cashback currencysource.
Fees compared
Example: you spend $1,000 a month on the entry tier, 20% of it in a foreign currency, and fund the card for free. Yearly result = entry-tier cashback − FX fees − monthly fees × 12.
| Card | Cashback | FX fees | Card fees | Net per year |
|---|---|---|---|---|
| Binance Card | Can’t calculate: a fee or rate is not verified | |||
| Bybit Card | $120 | −$12 | −$0 | $108 |
Ignores issuance fees, ATM use, caps and token price moves. Fees are in each issuer’s currency for the region shown in the review. Run your own numbers.
Availability
| Region | Binance | Bybit |
|---|---|---|
| US | Not available | Not available |
| UK | Not available | Not available |
| EEA | Not available | With restrictions |
Both issuers require identity verification (KYC). Not legal advice; an issuer can refuse any applicant.
Choose Binance Card if…
- You want cashback without staking — 1.5% on the entry tier versus 1%.
- You are looking for a card for Binance users living in Brazil.
Choose Bybit Card if…
- You can reach the top tier: the best advertised rate is 10%.
- You live in the EEA, where Bybit Card is available with restrictions and Binance Card is not offered.
- You are looking for a card for everyday spending without a monthly fee.
FAQ
Which is better, Binance Card or Bybit Card?
We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Can I get Binance Card or Bybit Card in the US?
Binance Card: Not available. Bybit Card: Not available. Availability can change; check the issuer’s site before applying.