We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Head-to-head
| Feature | Coinbase | Crypto.com | Better |
|---|---|---|---|
| Cashback without staking | Not verified | 0% | — |
| Best cashback | Not verified | Up to 4.5% | — |
| Issuance fee | Free | €4.99 | Coinbase |
| Monthly fee (entry tier) | Free | Free | Tie |
| FX fee (entry tier) | Not verified | 2% | — |
| Available in US | Available | Available | Tie |
| Available in UK | Available | Available | Tie |
| Available in EEA | Available | Available | Tie |
| Network | Visasource | Not verified | — |
| Card type | Prepaid | Prepaid | — |
| Staking or paid plan for best rate | Not verified | Yes | — |
| Top-up | Free from linked bank account; spread applies when converting cryptosource | Free from Crypto Wallet / Cash Account; 1% by debit/credit cardsource | — |
| Free ATM per month | No Coinbase ATM fee (ATM operator fees may apply); allowance/limits shown in appsource | €200 (Midnight) / €400 (Ruby) / €800 (Jade, Indigo, Icy, Rose) / €1,000 (Obsidian), then 2%source | — |
Built from the verified facts in each review. “Better” is blank when either value is unverified.
Rewards compared
Coinbase Card: entry-tier cashback Not verifiedsource, best rate Not verifiedsource, paid in Rotating selection of crypto assets (user-chosen)source.
Crypto.com Card: entry-tier cashback 0%source, best rate Up to 4.5%source, paid in CROsource. The best rate needs a token stake, holding or paid plan.
Fees compared
Example: you spend $1,000 a month on the entry tier, 20% of it in a foreign currency, and fund the card for free. Yearly result = entry-tier cashback − FX fees − monthly fees × 12.
| Card | Cashback | FX fees | Card fees | Net per year |
|---|---|---|---|---|
| Coinbase Card | Can’t calculate: a fee or rate is not verified | |||
| Crypto.com Card | $0 | −$48 | −$0 | −$48 |
Ignores issuance fees, ATM use, caps and token price moves. Fees are in each issuer’s currency for the region shown in the review. Run your own numbers.
Availability
Both issuers require identity verification (KYC). Not legal advice; an issuer can refuse any applicant.
Choose Coinbase Card if…
- You want to keep fixed card fees as low as possible.
- You are looking for a card for US residents who already use Coinbase.
Choose Crypto.com Card if…
- You are looking for a card for tiered rewards if you already hold CRO.
FAQ
Which is better, Coinbase Card or Crypto.com Card?
We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Can I get Coinbase Card or Crypto.com Card in the US?
Coinbase Card: Available. Crypto.com Card: Available. Availability can change; check the issuer’s site before applying.