We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Head-to-head
| Feature | Coinbase | Kraken | Better |
|---|---|---|---|
| Cashback without staking | Not verified | 0% | — |
| Best cashback | Not verified | Up to 2% | — |
| Issuance fee | Free | Free | Tie |
| Monthly fee (entry tier) | Free | Free | Tie |
| FX fee (entry tier) | Not verified | 0% | — |
| Available in US | Available | Not verified | — |
| Available in UK | Available | Available | Tie |
| Available in EEA | Available | Available | Tie |
| Network | Visasource | Mastercardsource | — |
| Card type | Prepaid | Debit | — |
| Staking or paid plan for best rate | Not verified | Yes | — |
| Top-up | Free from linked bank account; spread applies when converting cryptosource | Free by bank transfer (SEPA); Apple Pay/Google Pay or debit-card deposit €0.25 + 3.75%source | — |
| Free ATM per month | No Coinbase ATM fee (ATM operator fees may apply); allowance/limits shown in appsource | No Krak ATM fee (no published monthly cap; limits shown in app); third-party fees may applysource | — |
Built from the verified facts in each review. “Better” is blank when either value is unverified.
Rewards compared
Coinbase Card: entry-tier cashback Not verifiedsource, best rate Not verifiedsource, paid in Rotating selection of crypto assets (user-chosen)source.
Kraken Card (Krak): entry-tier cashback 0%source, best rate Up to 2%source, paid in EUR or GBP (card currency) or Bitcoin, user’s choicesource. The best rate needs a token stake, holding or paid plan.
Fees compared
Example: you spend $1,000 a month on the entry tier, 20% of it in a foreign currency, and fund the card for free. Yearly result = entry-tier cashback − FX fees − monthly fees × 12.
| Card | Cashback | FX fees | Card fees | Net per year |
|---|---|---|---|---|
| Coinbase Card | Can’t calculate: a fee or rate is not verified | |||
| Kraken Card (Krak) | $0 | −$0 | −$0 | $0 |
Ignores issuance fees, ATM use, caps and token price moves. Fees are in each issuer’s currency for the region shown in the review. Run your own numbers.
Availability
Both issuers require identity verification (KYC). Not legal advice; an issuer can refuse any applicant.
Choose Coinbase Card if…
- You are looking for a card for US residents who already use Coinbase.
Choose Kraken Card (Krak) if…
- You are looking for a card for UK and EEA residents who keep a balance on Kraken.
FAQ
Which is better, Coinbase Card or Kraken Card (Krak)?
We can’t pick an overall winner yet: at least one of these cards doesn’t have enough verified data for a score.
Can I get Coinbase Card or Kraken Card (Krak) in the US?
Coinbase Card: Available. Kraken Card (Krak): not verified. Availability can change; check the issuer’s site before applying.