Gnosis Pay — Review

Gnosis Pay Review 2026

A self-custody Visa debit card that spends from your own Safe wallet — closing on 20 December 2026, with cashback already ended.

Debit · self-custody · VisaBy the CryptoKarta editorial teamSources last checked October 5, 2026
US Not verified UK Available EEA Available
Not rated yet
Not ranked: the card is being shut down
Visit Gnosis Pay Official site · availability varies by country. Disclosure
Card closing

Gnosis Pay announced on 21 September 2026 that its card and web app will stop working on 20 December 2026. Cashback ended on 30 September 2026. We no longer include it in rankings.source

Verdict

Don’t apply now: the card is being shut down. If you already have one, plan to move your funds and switch to another self-custody card before 20 December 2026.

Score breakdown

Fees and FX (30%) Not scored Monthly or FX fee not verified.
Rewards (25%) 0.0 Entry tier: 0%source · Best: Nonesource · Staking or paid plan for best rate: Not verified
Availability (20%) Not scored Availability not verified in every region.
Security (15%) Not scored Not scored yet: the source-backed security review is still in progress.
Ease of use (10%) 10.0 Formats: virtual, physicalsource · Wallets: Apple Pay, Google Paysource

How we read the terms: Free card order and 0% FX. Cashback is 0% since the programme ended on 30 September 2026. Monthly fee not verified because the old help-centre fee page is gone.

Not rated yet: verified criteria cover 35% of the weight, and we need 70% to give an overall score. How scores are calculated.

Pros

  • Self-custody: spends from a wallet you control
  • Free card order with free shipping
  • 0% FX fee
  • Apple Pay and Google Pay

Cons

  • The card stops working on 20 December 2026
  • GNO cashback ended on 30 September 2026
  • Not offered in the US
  • Several help-centre pages now return errors

Overview

Gnosis Pay is a Visa debit card issued by Monavate (UAB Monavate in the EEA, Monavate Ltd in the UK) that settles payments from a Safe smart-contract wallet on Gnosis Chain.

In a formal notice dated 21 September 2026, Gnosis Pay said the card and web app will stop working on 20 December 2026 and pointed users to partner apps.

We haven’t run a hands-on test of this card; this review is based on the issuer’s published documents linked on this page.

Fees and limits

Card issuance (global)
Free (incl. free shipping)source
Monthly fee (global)
Not verified
FX fee (global)
0source
Top-up (global)
Not verified
Free ATM per month (global)
5 withdrawals or 200 EURe/GBPe/USDCe per month (whichever first), then 2%source

Fees are quoted from the issuer’s documents for the region shown. Each “source” link opens the issuer’s page; the wording is quoted in the availability table and in the link’s tooltip.

Is it worth it? Quick math

We can’t do the maths yet: the entry-tier cashback or one of the fees is not verified.

Cashback paid in a volatile token can be worth more or less when you sell it. FX and top-up fees are not included here.

Run your own numbers with Gnosis Pay’s terms

Availability

RegionStatusWhat the issuer says
USNot verifiedThe issuer’s documents don’t say
UKAvailable“UK and other applicable non-EEA cardholders: Monavate Ltd, an electronic money institution authorised and regulated by the FCA.”source
EEAAvailable“EEA cardholders: UAB Monavate, an electronic money institution authorised and regulated by the Bank of Lithuania.”source

By country

Other regions listed by the issuer: Not verified. Not legal advice; an issuer can refuse any applicant.

How to get the card

  1. 1Check the closure noticeRead Gnosis Pay’s formal notice about the 20 December 2026 shutdown.
  2. 2Move your fundsYour funds stay in your own Safe wallet; plan where to move them before the card stops.
  3. 3Pick a replacementCompare other self-custody cards, such as MetaMask Card, in your country.
  4. 4Update paymentsMove subscriptions and saved cards to your new card.

Gnosis Pay: common questions

Is Gnosis Pay shutting down?

Yes. Gnosis Pay’s formal notice of 21 September 2026 says the card and web app will stop working on 20 December 2026.

Does Gnosis Pay still pay cashback?

No. Gnosis Pay says GNO cashback ended on 30 September 2026, with a final payout in early October.

Alternatives and comparisons

Compare Gnosis Pay with any card

Information only, not financial advice. Crypto assets are volatile. Terms change often — confirm on the issuer’s site before applying.