Holyheld now offers card spending only as part of an invitation-only personal membership, and no longer publishes a card product page or card fees. We don’t include it in rankings.source
Not something you can simply sign up for today: you need an invitation, and the card’s costs aren’t published. Most readers should compare openly available cards instead.
Score breakdown
How we read the terms: Only the CHF 0/year personal membership fee is published. Holyheld lists no card issuance, FX or cashback figures, so these aren’t scored.
Not rated yet: verified criteria cover 0% of the weight, and we need 70% to give an overall score. How scores are calculated.
Pros
- Personal membership costs CHF 0 a year
- One account for stablecoins, USD and EUR payments and card spending
- Operated by a Swiss SRO-registered financial intermediary
- Dedicated concierge support
Cons
- Invitation only: you have to apply and be accepted
- No published card fees, network or cashback
- The card issuer isn’t named
- Eligible countries aren’t listed
Overview
Holyheld Labs AG, based in Zug, has repositioned itself as a payments membership for companies and individuals. The personal membership brings together accounts, fiat and stablecoin payments, and card spending.
Holyheld’s terms describe the card as a debit card issued by a licensed partner, without naming it. The individual fee schedule covers transfers (for example 1% on-ramp and off-ramp) but has no card lines.
We haven’t run a hands-on test of this card; this review is based on the issuer’s published documents linked on this page.
Fees and limits
- Card issuance (global)
- Not verified
- Monthly fee (global)
- CHF 0/year (individual membership, by invitation)source
- FX fee (global)
- Not verified
- Top-up (global)
- Not verified
- Free ATM per month (global)
- Not verified
Fees are quoted from the issuer’s documents for the region shown. Each “source” link opens the issuer’s page; the wording is quoted in the availability table and in the link’s tooltip.
Is it worth it? Quick math
We can’t do the maths yet: the entry-tier cashback or one of the fees is not verified.
Cashback paid in a volatile token can be worth more or less when you sell it. FX and top-up fees are not included here.
Availability
| Region | Status | What the issuer says |
|---|---|---|
| US | Not verified | The issuer’s documents don’t say |
| UK | Not verified | The issuer’s documents don’t say |
| EEA | Not verified | The issuer’s documents don’t say |
By country
Other regions listed by the issuer: Not verified. Not legal advice; an issuer can refuse any applicant.
How to get the card
- 1Request an inviteApply for a personal membership on Holyheld’s website.
- 2Wait for reviewHolyheld reviews each application and invites people it can support.
- 3Check the card termsOnce invited, review the card’s fees and issuer in the app before using it.
- 4Fund your accountMove stablecoins or fiat into your account; on- and off-ramp transfers cost 1%.
Holyheld Card: common questions
Can I still get a Holyheld card?
Only through Holyheld’s personal membership, which is by invitation after an application review.
How much does the Holyheld card cost?
The personal membership is CHF 0 a year, but Holyheld doesn’t publish card-specific fees.
Alternatives and comparisons
Information only, not financial advice. Crypto assets are volatile. Terms change often — confirm on the issuer’s site before applying.