Bitget Wallet Card — Review

Bitget Wallet Card Review 2026

A Mastercard topped up from Bitget Wallet, with 2% base assetback (3% for new users or above a monthly spend threshold) and fees refunded on the first $400 a month.

Not verified · MastercardBy the CryptoKarta editorial teamSources last checked October 5, 2026
US Not available UK Available EEA Available
Not rated yet
Not enough verified data to rank yet
Visit Bitget Wallet Official site · availability varies by country. Disclosure
Verdict

A good fit for moderate spenders in Europe, Latin America or Asia who want rewards without staking or subscriptions. Heavy spenders should check the fees above the $400 quota, and US residents can’t apply.

Score breakdown

Fees and FX (30%) Not scored Monthly or FX fee not verified.
Rewards (25%) 6.3 Entry tier: 2%source · Best: Up to 3%source · Staking or paid plan for best rate: Nosource
Availability (20%) 6.7 US: Not availablesource · UK: Availablesource · EEA: Availablesource
Security (15%) Not scored Not scored yet: the source-backed security review is still in progress.
Ease of use (10%) 10.0 Formats: virtual, physicalsource · Wallets: Apple Pay, Google Paysource

How we read the terms: No annual or monthly fee; 2% base and 3% top assetback, which depends on spending, not staking. Not scored: issuance (no current fee published) and FX, which is refunded up to the $400 quota and costs 1%–2.2% beyond it.

Not rated yet: verified criteria cover 55% of the weight, and we need 70% to give an overall score. How scores are calculated.

Pros

  • 2% base assetback for every cardholder, with no staking
  • FX, top-up and conversion fees refunded on the first $400 a month
  • No annual or monthly fee
  • Choose rewards in BTC, gold, US stocks or USDC

Cons

  • Not available in the US
  • Virtual card only in Europe and Latin America
  • Beyond the $400 quota, fees run 1%–2.2% per transaction
  • No cardholder terms naming the regulated issuer were found

Overview

The Bitget Wallet Card is offered in the EEA, UK, ten Latin American countries, much of Asia-Pacific, South Africa, Pakistan and Bangladesh. The network depends on your region’s issuing partner; Bitget Wallet’s card page describes a Mastercard.

You top up a card balance from your self-custody Bitget Wallet. Every cardholder earns 2% assetback, rising to 3% for new users or once you spend $200–$400 in a month, paid in the asset you choose. Fees are charged and then refunded as rewards up to the monthly quota.

We haven’t run a hands-on test of this card; this review is based on the issuer’s published documents linked on this page.

Fees and limits

Card issuance (global)
Not verified
Monthly fee (global)
$0 (no monthly or annual fee)source
FX fee (global)
0% within the monthly 0-Fee quota ($400); 1%–2.2% per transaction beyond itsource
Top-up (global)
Refunded within the monthly 0-Fee quota; standard regional fees beyond itsource
Free ATM per month (global)
Not verified

Fees are quoted from the issuer’s documents for the region shown. Each “source” link opens the issuer’s page; the wording is quoted in the availability table and in the link’s tooltip.

Is it worth it? Quick math

We can’t do the maths yet: the entry-tier cashback or one of the fees is not verified.

Cashback paid in a volatile token can be worth more or less when you sell it. FX and top-up fees are not included here.

Run your own numbers with Bitget Wallet Card’s terms

Availability

RegionStatusWhat the issuer says
USNot availablethe eligibility list (EEA, UK, Latin America, Asia-Pacific, South Africa, Pakistan, Bangladesh) does not include the US. (paraphrased)source
The US isn’t on Bitget Wallet’s list of eligible regions.
UKAvailable“Europe: European Economic Area (EEA) and the UK”source
EEAAvailable“Europe: European Economic Area (EEA) and the UK”source

By country

Other regions listed by the issuer: EEA, UK, Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, Peru, Singapore, South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines, South Africa, Pakistan, Bangladesh, Not listed: US, Canadasource. Not legal advice; an issuer can refuse any applicant.

How to get the card

  1. 1Install Bitget WalletDownload the app and back up your seed phrase.
  2. 2Apply for the cardGo to Wallet > Card and complete identity verification.
  3. 3Top upDeposit crypto such as USDT or USDC to your wallet, then move it to the card balance.
  4. 4Choose your rewardPick BTC, gold, US stocks or USDC as your assetback and add the card to Apple Pay or Google Pay.

Bitget Wallet Card: common questions

Does the Bitget Wallet Card charge fees?

There’s no annual or monthly fee. FX, top-up and conversion fees are refunded on up to $400 of spending a month; above that, standard fees of 1%–2.2% per transaction apply.

How do I get 3% assetback?

New users get 3%, and so do cardholders who reach the monthly spending threshold of $200–$400. Everyone else earns 2%.

Alternatives and comparisons

Compare Bitget Wallet Card with any card

Information only, not financial advice. Crypto assets are volatile. Terms change often — confirm on the issuer’s site before applying.